In-Hand Salary Calculator
Enter your CTC — get exact monthly take-home after all deductions
AdSense 728×90
Salary Details
Annual CTC (₹)
Basic Salary %40%
30%60%
Tax Regime
New Regime Lower slabs, no deductions
Old Regime With 80C, HRA etc.
State (for Professional Tax)
Note
Results are indicative. Actual TDS depends on employer salary structure and declarations submitted.
Monthly Take-Home
₹0
₹0 per year
Monthly Breakdown
CTC (Monthly)₹0
EARNINGS
Basic Salary₹0
HRA (50% of Basic)₹0
Special Allowance₹0
Gross Salary₹0
DEDUCTIONS
Employee PF (12% Basic)− ₹0
Professional Tax− ₹0
TDS / Income Tax− ₹0
Monthly In-Hand TAKE HOME₹0
Annual In-Hand
₹0
Take-home per year
Total Deductions
₹0
PF + PT + TDS
Effective Tax Rate
0%
Total tax / CTC
% of CTC In Hand
0%
Take-home ratio
AdSense 300×250
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Frequently Asked Questions
CTC (Cost to Company) is the total amount a company spends on you. In-hand salary is what you actually receive after deductions like PF, Professional Tax, and income tax.
Employee PF is 12% of Basic Salary (capped at ₹15,000 basic). Employer also contributes 12%, but this doesn't add to your in-hand pay. The basic salary is usually 40–50% of CTC.
Professional Tax is levied by state governments. Maharashtra charges up to ₹200/month (₹2,400/year). Not all states levy PT — Karnataka, WB, AP, and a few others do.
Under the new regime, only standard deduction (₹75,000) and NPS employer contribution (80CCD(2)) are allowed. Section 80C, HRA, and most other deductions are not available.
Yes. Performance bonuses are fully taxable as salary income. They increase your taxable income for that month/year and can push you to a higher tax slab.