PPF Calculator
Public Provident Fund · 15-Year Lock-in · Current Rate 7.1% p.a. · EEE Tax-Free
AdSense 728×90
PPF Details
Yearly Investment (₹)₹1,50,000
₹500₹1.5L (Max)
PPF Rate (%)7.1%
6%12%
Investment Period15 Years
15 Yrs (Min)50 Yrs
EEE Tax Status (Triple Tax-Free)
✓ Investment: 80C deduction up to ₹1.5L/year✓ Interest: Completely tax-free
✓ Maturity: Completely tax-free
PPF Key Rules
• Min ₹500, Max ₹1.5L per year• Lock-in 15 years (extendable in 5-yr blocks)
• Partial withdrawal from year 7
Maturity Value (100% Tax-Free)
₹0
Invested ₹0 · Interest ₹0
Total Invested
₹0
Your contribution
Interest Earned
₹0
Tax-free
Growth Multiple
0x
Maturity / Invested
Year-wise Growth
AdSense 300×250
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Frequently Asked Questions
PPF (Public Provident Fund) is a government-backed long-term savings scheme with a 15-year lock-in. It has EEE tax status — investment, interest, and maturity are all tax-free.
The PPF interest rate for FY 2025-26 is 7.1% per annum, compounded annually. The government revises it quarterly, though it has been stable at 7.1% since April 2020.
Yes. After 15 years, you can extend in blocks of 5 years — either with contributions (and earn interest + 80C benefit) or without contributions (just let existing corpus earn interest).
You can deposit a minimum of ₹500 and a maximum of ₹1,50,000 per financial year. Deposits beyond ₹1.5L do not earn interest and are not eligible for 80C deduction.
Yes. From the 3rd to 6th financial year, you can take a loan of up to 25% of the balance at the end of the 2nd preceding year. The loan interest rate is 1% above PPF rate.