SIP Returns Calculator
Mutual Fund SIP · Monthly projection with compound growth
AdSense 728×90
SIP Details
Monthly SIP Amount₹10,000
₹500₹1L
Expected Annual Return12%
6%30%
Investment Period15 Years
1 Year40 Years
Quick Presets
₹5K · 10Yr
₹10K · 15Yr
₹25K · 20Yr
₹50K · 25Yr
Power of Compounding
At 12% for 20 years your money grows ~9.6x. Time in market is everything.
Total Corpus at Maturity
₹0
Invested ₹0 · Returns ₹0
Total Invested
₹0
Your contribution
Wealth Gained
₹0
Compound returns
Growth Multiple
0x
Corpus / Invested
Corpus Growth Over Time
CorpusInvested
Year-wise Milestones
AdSense 300×250
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Frequently Asked Questions
SIP (Systematic Investment Plan) lets you invest a fixed amount in mutual funds at regular intervals. It leverages rupee cost averaging — you buy more units when prices are low and fewer when high.
Historically, large-cap equity mutual funds in India have delivered 12–15% CAGR over long periods. Debt funds typically return 6–8%. Use conservative estimates (10–12%) for long-term equity SIP planning.
Compounding means your returns earn further returns. With a 12% annual return, ₹5,000/month for 20 years grows to ~₹50 lakh — on just ₹12 lakh invested. The difference is pure compounding.
Yes. Most mutual fund SIPs can be paused (for 1–3 months) or stopped anytime without penalty. However, premature exit may attract exit load and short-term capital gains tax.
ELSS (Equity Linked Savings Scheme) is a tax-saving mutual fund under Section 80C. You can do an SIP in ELSS to get both market returns and tax deduction up to ₹1.5 lakh per year.